Navigating an insurance claim doesn't have to be a nightmare. From the first hail strike to the final restoration check, A to Z Construction provides the expert advocacy and documentation you need to ensure your home is restored to the same quality and kind.
Since 2005, A to Z Construction has built our reputation on being the neighborly, local experts who actually stay until the job is done. We aren't storm chasers who disappear once the first check is cut. We handle the paperwork, we do the heavy lifting, and we right any wrongs throughout your storm damage restoration.
If you have an issue with your roofing three years later, you call us — not a 1-800 number. We treat your home restoration with the respect and precision it deserves.
For many homeowners in Minneapolis, Maple Grove, Plymouth, and the rest of the Twin Cities area, filing a claim after a storm feels overwhelming. At A to Z Construction, we specialize in insurance claims assistance, acting as your resourceful guide through the entire bureaucracy. We believe in getting your home back to its high-profit value with as little stress as possible.
We understand the technical language adjusters use and the specific requirements of Minnesota building codes. When you work with us, you aren’t just getting a contractor; you’re getting a partner who understands the complicated mess of insurance paperwork and knows exactly how to pull the right strings to get your home restored — from roofing to gutters and siding.
The adjuster's job is to represent the insurance company; our job is to represent you and your home. During the on-site meeting, we act as a technical resource. We point out lifted shingles, hail bruises on your roof, and collateral damage to downspouts or window wraps that are often missed from a distance.
By having A to Z Construction present during the adjustment, you ensure that the quality and kind of your original materials are matched. We speak their language, providing the measurements and material specifications they need to write an accurate estimate the first time.
In the world of insurance, if it isn't documented, it didn't happen. Our insurance claims assistance includes:
We perform a complete assessment of your roof, siding, and gutters, documenting all damage with high-resolution photos.
You contact your insurance company to initiate the claim. We provide you with the documentation you need to make this call with confidence.
This is the most critical step. We meet the insurance adjuster at your home to walk the property together, ensuring all damage is noted in their initial report.
Once you receive the insurance "Scope of Loss," we review it for accuracy. If something was missed, we submit a supplement to ensure the project is fully funded.
With the claim approved, our specialized crews handle the repairs or replacement — usually in just one day for residential roofs.
No. In Minnesota, you have the right to choose any contractor you trust. We recommend choosing a local, trusted team like A to Z Construction that will be here to stand by the work for years to come.
Your deductible is the portion of the claim you agreed to pay per your policy. Legally, a contractor cannot waive or absorb your deductible; it is your responsibility as the homeowner, and we keep our billing transparent so you know exactly where that money goes.
This is common. It usually means the adjuster missed a specific line item or a local building code requirement. We submit a supplement to the insurance company with the necessary documentation to get those costs covered.
From the initial storm to the finished roof, the process typically takes 4 to 8 weeks, depending on how quickly your insurance company processes the paperwork. We work to move things along as efficiently as possible.
Most policies allow you to file a claim within 1 to 2 years of the storm event. However, it is always easier to get a claim approved when the damage is fresh and clearly linked to a specific weather date.
Struggling to make sense of your insurance claim? Get the local, expert advocacy you deserve from the team at A to Z Construction. After a storm, call our team at 763-424-1884 or fill out our contact form to schedule a storm damage roof inspection.
Got a big project and need a little help starting it off? We hear you! We can refer you to your local bank, or you can check out our partnership with Hearth to find the best options.
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